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Setting goals are crucial for success whether that be in your business, health, at work, or organization in the household. So, get out a pen and paper and take notes so that YOU can start implementing these tricks today!   Make a list of 5-10 short-term goals, mid-term goals, and long-term goals.  For example, your short-term goal may be something as simple as following up with three people this week, taking your dog for a walk a few times a week, or getting started on a budget.   Mid-term goals are usually six months out and although it seems far away, it’s important to take baby steps to ensure you reach that goal.  Your mid-term goals may include taking your family on a vacation this summer that you’ve never been able to do, setting aside a few more hours to do family activities and not be so consumed with work, or getting that promotion that you’ve been waiting for so patiently.  Again, don’t wait!  Get started on taking baby steps today! Quotes ...

5 Bad Money Habits You Need to Quit ASAP   By Paula Pant Budgeting & Personal Finance Expert Even if you have the best of intentions, you can still find yourself getting into trouble with your money—especially if you’ve fallen into one of these dangerous money habits. If you’ve been  struggling with your finances , take a look at this list to make sure you’re not sabotaging yourself with any of these bad habits. 1. Impulse Purchasing Impulse purchases are all about emotion . You see a sale you don’t want to miss or an item you long to have immediately, and you jump to buy it before you think rationally about whether you really need it or can really afford it. To curb impulse spending, force yourself to wait a certain period (it could be a day or 30) before pulling the trigger on a purchase. It will give you time to really think about your decision, and chances are you’ll realize you don’t really need it after all. 2. Not Budgeting You will never stay...

BUSINESS DIRECTORY Valerie Roe Marketing - Online Promotions & Advertising accepts most any business for advertising in our Business Directory. Whether you are in direct sales, online store, local establishment, and the list goes on....you are eligible for a listing in the Valerie Roe Marketing - Online Promotions & Advertising Business Directory.  Stay tuned as this page is being updated often! Check back and see what is coming! Have your business listed here: DIRECT SALES COMPANIES Wrapitwithjodie http://www.wrapitwithjodie.com/ Brooke's Younique Beauty Get 3X the WOW factor with Younique Moodstruck 3D Fiber Lash Mascara! www.BrookesYouniqueBeauty.com It Works!   offers innovative products that yield instant results! https://www.facebook.com/Healthynwrapz?fref=photo EBAY, ETSY, AMAZON & MORE Jodeze Gifts N More eBay Store Jodeze Gifts has been a top seller on eBay for 8 years! High qualit...

INVESTING   5/15/2015 @ 11:35AM   2,152 views Maggie McGrath Forbes Staff 'What The Heck Is A 401k?' And Other Investing Questions You're Too Embarrassed To Ask Rather than risk looking stupid, you’ve smiled and nodded your way through many a financial conversation. Here are the answers to what you’re too afraid to admit you don’t know. Before I started my job here at Forbes, I went around to some of my friends and asked them what they’d like to see me cover. What, if anything, confused them most about the world of finance? What were they too embarrassed to ask a professional? It was in the middle of one of these conversations that one friend burst out, “What the eff is a 401k?” I laughed, then realized she was serious. (Let’s dispense with the mystery, for all of you who have asked this very question: So named for the part of the internal revenue code that authorized its creation, a 401k is a workplace savings plan that lets employees invest a por...